Pretzel & Stouffer

Insurance/coverage, excess and reinsurance litigation

In most complex commercial litigation situations, insurance coverage issues come into play. Our attorneys have represented insurers, excess insurers and reinsurers in complex insurance litigation for decades. These cases involve errors and omissions liability, automobile insurance, directors’ and officers’ liability, aviation, toxic tort, business interruption, workers’ compensation and environmental liability, to name a few. We have also helped several clients with challenging regulatory matters involving the Illinois Department of Insurance.

We have been successful in scores of trial and appellate cases, protecting clients from extreme financial liability — often in the millions of dollars.

In one notable case, our attorneys obtained the dismissal of a lawsuit brought against a large insurance carrier by a company seeking coverage for hundreds of product and premise liability suits. In another well-known case, our attorneys influenced an appellate decision in favor of an excess insurance carrier client that involved construction defects, saving the client almost $40 million in coverage payments.

Our regular and in-depth experience with policy coverage, interpretation and exclusion issues gives us an advantage in more routine insurance matters. For example, we work with clients in the insurance industry to help draft clear, solid policies to minimize the chances of costly litigation in the future.

Pretzel & Stouffer insurance attorneys have contributed to A.M. Best Company’s insurance guides, and some have been in-house legal counsel for insurance companies, including American International Group (AIG) and Hartford Insurance Co. Others have served on the Illinois Department of Insurance Advisory committees.

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